OUR PORTFOLIO
MEDICARE ENROLLMENT
Learn the basics of Medicare and explore the plans available to you: we help you review your current plan and understand your options for renewal focusing on finding a plan that best fits your needs, your budget and your lifestyle.
- Initial Enrollment: when you first become eligible for Medicare
- Annual Open Enrollment: OCT/15th - DEC/7th, every year
- Special Enrollment for Medicare Advantage Plans: JAN/1st - MAR/31, every year
LIFE INSURANCE
Whether you choose a life insurance plan for debt protection or final expenses purposes, a life insurance contract offers peace of mind, helping to ensure that your debts or your loved ones will be financially taken care of in the event of your death.
The life insurance company disburses the death benefit directly to your beneficiary on record when you pass away. As directed on your will, your beneficiary will then use the insurance proceeds to make sure your funeral arrangements and any medical/personal bills are paid, relieving your loved ones from any financial burden associated with your passing.
RETIREMENT ANNUITIES
Retirement annuities promise lifetime guaranteed monthly or annual income for a retiree until their death. These annuities are often funded years in advance, either in a lump sum or through a series of regular payments, and they may return fixed or variable cash flows later on.
Annuities complement other retirement plans and, depending on your plan choice, they may provide guaranteed lifetime income, opportunities for tax-deferred growth, guaranteed yield, downside protection, market participation, flexible withdrawals, and legacy protection for your beneficiaries.
WORKSITE EMPLOYEE BENEFITS
Worksite Employee Benefits include a wide range of core options like group health, group life and group disability plans available in a contributory or non-contributory basis to your employees.
In addition, your core benefits package can also be supplemented with voluntary benefits at no-direct cost to you, allowing you to both attract and retain critical talent, as you grow your business.
SIMPLE IRA FOR SMALL BUSINESSES
A SIMPLE IRA plan (Savings Incentive Match PLan for Employees) allows employees and employers to contribute to traditional IRAs set up for employees. It is ideally suited as a start-up retirement savings plan for small employers not currently sponsoring a retirement plan, preferably with 100 or less employees.
- $0 Administrative Costs
- 100% Portable Individual Retirement Account
- Employer Contributions are Vested Immediately
- Professional Guidance Rebalancing of Funds
MAKE EMPLOYEE BENEFITS YOUR RESOLUTION!
What is holding you up from adding the value of voluntary benefits to your employee benefits package? You'll be amazed of how many options we have at ZERO cost to you!